Financial 4.0

Financial 4.0 is a financial-education platform, live for MSU Federal Credit Union and its Oakland University Credit Union brand, with articles, podcasts, quizzes and calculators from certified financial educators. It ships as a white-labeled product, one branded instance per credit union, on web, iOS and Android.

I built it at ClaySys Technologies, a co-founder of the credit-union technology CUSO CU NextGen, for the client Reseda Group, MSU Federal Credit Union's fintech CUSO. It was my first major client project, full-time, in a distributed team across India, the US and London with scrum masters, solution architects and Reseda stakeholders.

I started at ClaySys on an earlier credit-union fintech project, then was promoted to Software Engineer L3 and assigned to this one, coming onto it as a React Native developer. I learned the framework in about a week, self-taught from documentation and StackOverflow, before AI coding assistants were a normal part of the workflow.

The Next.js web app was roughly two-thirds built and the mobile app had not started. With one other React Native developer, I built the mobile app from scratch and brought it to feature parity with the web within a few sprints, then worked across both, shipping features on the Next.js web app and the React Native app alike.

This was my introduction to React, Next.js, TanStack Query and Chakra UI, in the early days of the Next.js app router. Server-side rendering made the pages feel noticeably faster than the typical Create React App single-page app of the time. On mobile the app was React Native with React Navigation and a shared design system, talking to the same REST content service as the web.